COBRA

2024 COBRA Rates

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires employer-sponsored group health plans to offer continuing health care coverage at group rates for employees and their dependents who would otherwise lose health benefits upon the occurrence of certain events. Some events include:

  • death of a covered employee

  • termination of a covered employee’s employment

  • reduction in hours of employment of a covered employee

  • divorce of a covered employee

For more information, review the Dept. of Labor Employees Guide to Health Benefits Under COBRA

VOYA Financial will send COBRA notifications to COBRA eligible participants based on the qualifying event.

Other less costly options for individual coverage can be found on the Maryland Health Exchange.

For additional information about COBRA coverage, COBRA rights and COBRA costs, please contact VOYA at 833-448-2542 or e-mail Email